See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Hearth makes it easy for you to find monthly payment options for your project, with:
Loan amounts up to $250,000
Affordable monthly payment options
Funding within 1-3 days
No prepayment penalties
No home equity required
Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now
Frequently Asked Questions
No, when you complete the prequalification form, lenders perform a "soft" credit inquiry. This allows you to compare lender offerings without affecting your credit score.
Yes, all 17 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.
An unsecured loan is not linked to a specific piece of property ("collateral") that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possesion in the event of default.
You can usually expect to receive your money in as little as 1-5 business days.
In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth's lenders only make loans of $2,000 or greater.
Most of our lenders do not offer delayed funding, but please confirm with your chosen lender. For instance, at least one Hearth lender allows you to schedule the deposit 45 days after approval.
Yes, of course! Hearth's offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.
Consider adding a co-borrower if you do not qualify for a loan or would like to see possibly lower APRs. You and the co-borrower would both sign the loan agreement and be liable for the loan.
Yes, Hearth's lending partners require that applicants provide information to prove the source of the income they state.
Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.
Learn More About Financing Your Restoration
If you are interested in learning more about our financing options, please contact us today!
We offer everything from water removal and extraction services to complete water damage cleanup and repair throughout Shelby, Hickory, Lincolnton, Gastonia, Charlotte and surrounding areas.
24-Hour Customer Service
American Restoration has 24-hour live customer service representatives on standby for all your emergency restoration needs.
Trusted Employees
All employees undergo a criminal background check; additionally, technicians are required to take drug tests and maintain a clean driving record.
Quick Response
American Restoration is on our way within an hour for emergency services.
Emergency Services
Our 24-hour emergency response team quickly mitigates the damage and controls the situation.
Certified Technicians
We boast a team of restoration technicians who have undergone rigorous training and possess the most up-to-date certifications in the field.
State-Of-The-Art Technology
We have state-of-the-art technology, on-site laundry facilities, and temperature-controlled storage; enabling us to salvage more items and to securely store contents without an additional warehouse cost.
Top-Rated Disaster Restoration Specialists
Serving Shelby, Hickory, Lincolnton, Gastonia, Charlotte and Surrounding Areas
Disasters don't wait, and neither do we! American Restoration Disaster Specialist is on call 24/7, 365 days a year. Serving North and South Carolina properties within a 2-hour distance of our office with lightning-fast response times, we're your go-to for property damage solutions in the area. Your peace of mind is our priority.
